Effective Date: 10th march 2025
At Karis Microfinance, we are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy outlines how we collect, use, share, and safeguard your data when you use our services.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, address, phone number, email, date of birth, government-issued ID, and other identifiers.
- Financial Information: Bank account details, transaction history, credit history, and income details.
- Technical Information: IP address, device information, browsing history, and cookies when you use our website or app.
2. How We Use Your Information
We use your information to:
- Process loan applications and provide financial services.
- Verify your identity and prevent fraud.
- Improve our products, services, and customer experience.
- Communicate with you about your account, offers, and updates.
- Comply with legal and regulatory requirements.
3. Sharing Your Information
We may share your information with:
- Third-Party Service Providers: For processing transactions, credit checks, or fraud prevention.
- Regulatory Authorities: As required by law or to comply with legal obligations.
- Affiliates and Partners: For offering relevant products and services.
We will never sell your personal information to third parties for marketing purposes.
4. Data Security
We implement robust security measures, including encryption and access controls, to protect your data from unauthorized access, misuse, or loss.
5. Your Rights
You have the right to:
- Access, update, or correct your personal information.
- Request deletion of your data, subject to legal obligations.
- Opt-out of marketing communications.
To exercise these rights, contact us at 09168539948.
6. Retention of Data
We retain your information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.
7. Changes to This Policy
We may update this Privacy Policy periodically. Any changes will be posted on our website, and we encourage you to review it regularly.
8. Contact Us
If you have questions or concerns about this Privacy Policy or your data, please contact us at:
Karis Microfinance
Phone: 09168539948
Address: 7 factory road Aba, Nigeria.
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